Ok I know technically yesterday was December 1st - but I made my resolutions yesterday so today would be my first 'test'. And I am happy to announce that I got up and walked for 30 minutes this morning. This is huge for me - I have been incredibly tired lately and I despise exercising. But.... I did it. I feel better and am happy with myself.
I thought I would expand a bit more on our budget as I've had some questions about it and I've also had some friends voice interest in wanting to join in with this resolution :)
I actually have two methods - one is the cash envelope system and the other is spreadsheet where I track everything. yes.... I may be a bit OCD but I love numbers. ha! For those who don't know what the cash system (CS) is, you basically take sections of your budget (you need a budget and I'll do a post on that soon) and withdrawal the cash from your checking account, label your envelopes and spend the money out of there. When the money is gone - it's gone!!!! It makes a huge difference to actually see the money disappearing - I really wanted to make sure I had a twenty left in there for the last week for milk, eggs, fruit, etc. So I was very cautious with my spending.
For this month I will use the cash system for the following three expenses - Groceries, Restaurants (eating out), and Rite-Aid/CVS. The drugstore envelope is new but I have found I'm way overspending there even if the stuff is free... I really don't need it. So I am allowing myself $40 to start with - and I can only spend that amount of cash - any extrabucks or UP+rewards that I earn don't count towards the $40. Does that make sense?
So in summary -
week 1 - X (1 time so far)
Groceries - $300 - $0 spent
Restaurants - $40 - $0 spent
Rite-Aid/CVS - $40 - $0 spent